Greeley-Evans School District 6
School District
Important Updates for the 2026 - 2027 Plan Year
Medical
Important Change: Moving from Aetna to UMR with the UHC Choice Plus network, which is a larger, nationwide network of providers and facility.
Your plan choices are the same as they were last year, just renamed as follows:
- UMR Copay Plan
- UMR HSA Plan
Your plan choices both include Banner and UCHealth as in-network providers. Remember: If you have a true emergency while outside of Colorado, your emergency will be treated the same as an in-network emergency.
Examples of Local Facilities and Providers Included in All Plans
- Banner Fort Collins Medical Center
- Banner North Colorado Medical Center
- Banner Surgery Center
- Family Physicians of Greeley
- Foot and Ankle Center of the Rockies
- Northern Colorado Endoscopy Center
- North Colorado Family Medicine
- Longs Peak Hospital
- Medical Center of the Rockies
- Orthopaedic & Spine Center of the Rockies
- Poudre Valley Hospital
- The Little Clinic
- The Point Sports Medicine
- UCHealth Greeley Hospital
- UCHealth Women's Care Clinic
- Women's Clinic of Northern Colorado
Great News
The UMR Copay plan deductibles ($750 Individual / $2,250 Family) and out-of-pocket maximums ($3,500 Individual / $7,000 Family) are staying the same!
Important Change
If you are enrolling in the UMR HSA Plan, please note that in compliance with 2026 IRS regulations for high-deductible health plans (HDHPs), effective July 1, 2026, deductibles will increase as follows:
- $1,700 for individual coverage, up from $1,650 in 2025
- $3,400 for family coverage, up from $3,300 in 2025
- The maximum out of pocket is staying the same ($3,000 Individual/$6,000 Family)
Important Contacts
Please reach out to Michael Ringhand (970.348.6114) or Mariah Himes (970.266.7129) if any of
the following situations apply to you:
- I need help finding out if my provider is in network.
- I have infusions every month or quarter.
- I have prescriptions that had to be pre-authorized through CVS.
- I am planning to have a procedure or surgery on or after July 1, 2026.
- I am receiving treatment for cancer.
Nice Healthcare
Still a $0 copay for Nice PCP and Urgent Care services, with 550 prescriptions covered for free; the District still pays 100% of the cost of the premium for this benefit.
Dental
Moving from Aetna to UMR and the UnitedHealthcare Dental network.
Vision
Staying with EyeMed with no change to rates or benefits.
EAP
Moving from Aetna to CuraLinc.
Flexible Spending Accounts, Limited Flexible Spending Account
The amount you may defer up to $3,400 for Plan Year 2026 for qualified medical expenses for yourself and/or your dependents
Dependent Care Account
The amount you may now defer has gone up to $7,500 (or $3,750 if married and filing separately) per calendar year.
Voluntary Life
Note: Small Increase to the rates. At age 65, your life voluntary insurance benefit reduces by 35%, then reduces by 50% of the benefit when you reach age 70.
- Any increase in coverage from last year requires the completion of an Evidence of Insurability form (EOI). After enrollment is complete, the EOI will be emailed to you.
- If you were eligible to enroll last year but chose not to enroll, any election of coverage requires the completion of an EOI.
- If you are a new hire or just became eligible, you may elect up to the Guaranteed Issue amount without completing an EOI; any amount over the Guaranteed Issue amount requires the completion of an EOI.
Voluntary Benefits (Accident & Hospital Indemnity Plans)
Moving from Aetna to UHC
- You still have an option for Accident coverage
- You still have an option for Hospital Indemnity coverage
- NEW this year – You now have an option for Critical Illness coverage!