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Aetna Dental Cost and Benefits

Dental Benefits Cost

Individuals Covered Monthly Premium Your Cost per Month
Employee Only $35.00 $0.00
Employee + Spouse $67.00 $32.00
Employee + Child(ren) $80.00 $45.00
Family $120.00 $85.00

 

Dental Services Cost

Type of Service In-Network Out-of-Network
Policy Year Deductible $50 per individual / $100 per family $50 per individual / $100 per family
Policy Year Maximum $1,500.00 $1,500.00
Dependent Eligibility To age 26 To age 26
Preventative 100% 100%
Basic Services - Periodontics/Endodontics 80% 80%
Major Services 50% 50%
Orthodontics 50% 50%
Orthodontics Lifetime Maximum $1,500.00 per eligible person $1,500.00 per eligible person
Orthodontics Age Limitation Dependent children to age 19; no adult coverage Dependent children to age 19; no adult coverage

 

You will not receive an ID card, but if you are enrolled in medical, your member ID for medical and dental are the same. If you are only enrolled in dental, you will receive a letter that includes your dental information, including member ID. You can also find your dental information by logging onto the member website at www.aetna.com or through the Aetna mobile app. 

What is "balance billing"?

  • Balance billing is additional amounts a non-participating (out-of-network) dentist charges you for the difference between the dental carrier's allowed amount and the dentist's fee. 
  • Participating (in-network) dentists agree to accept the dental carrier's allowed fee and charge you only the copays and deductibles, when applicable. 
  • Non-participating (out-of-network) dentists may charge you the difference between the dental carrier's allowed amount and their fee and may also require you to pay the full charge up front.