Important Updates for the 2025-2026 Plan Year

Medical

Important Change: This open enrollment, there are two plans to choose from that are the same as last year:

Aetna HNO OA Copay
Aetna HNO OA HSA

Both plan choices are in-network only, but still offers both Banner and UCHealth as in-network providers. Remember, if you have a true emergency while outside of Colorado, your emergency will be treated the same as an emergency in-network.

The Choice POS II HSA will not be an option for the 2025-2026 plan year.

Examples of Local Facilities and Providers Included in All Plans

Banner Fort Collins Medical Center
Banner North Colorado Medical Center
Banner Surgery Center
Banner Urgent Care
Family Physicians of Greeley
Greeley Endoscopy Center
Greeley Medical Clinic
Longs Peak Hospital
Medical Center of the Rockies
Orthopaedic & Spine Center of the Rockies
Poudre Valley Hospital
The Little Clinic
The Point Sports Medicine
UCHealth Greeley Hospital
UCHealth Medical Clinic
Women's Clinic of Northern Colorado

If you are enrolled in the HNO OA HSA plan, please note:

In compliance with 2025 IRS regulations for high deductible health plans (HDHPs), effective July 1, 2025, deductibles will increase as follows:

$1,650 for individual coverage, up from $1,600 in 2024
$3,300 for family coverage, up from $3,200 in 2024
The maximum out of pocket is not changing ($3,000 Individual & $6,000 Family)

Nice Healthcare

Still no copays for Nice PCP and urgent care services, with 550 prescriptions covered for free. The District still pays 100% of the cost of the premium for this benefit.

Dental

No changes to benefits or rates.

Vision

Improved Benefit! Increasing the frame and contact benefit to a $150 allowance.

Voluntary Life

Note: This does not affect your District 6-paid life insurance plan if elected.

Any increase in coverage will require you to complete an Evidence of Insurability form.
If you were eligible to enroll last year and chose not to enroll, any election of coverage will require you to complete an Evidence of Insurability form.
If you are newly hired or just became eligible for benefits, you may elect up to the Guaranteed Issue amount without completing an Evidence of Insurability form; any amount over the Guaranteed Issue amount will require you to complete an Evidence of Insurability form.

Please Note: At age 65, your voluntary insurance benefit reduces by 35%, then reduces by 50% of the benefit when you reach age 70.

Voluntary Benefits (Accident & Hospital Indemnity Plans)

No change to benefits or rates.